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| Are you paying too much for Health Insurance? |
 Below is my link for the HCC Life Insurance Co. Short Time Health Insurance Plans, ranging in premium for your family from $59.44/month ( I recommend a $2500 /80% plan for $77.15/month, but the least expensive $7500 deductible, for 59.44/month still gives you excellent Major Medical Benefits.)
These plans will go into effect the day after you APply, and you can keep it from 1 month, up to 6 months, with the option to reapply for one more 6 month cycle. ( are you sure that you will only need this for 2 months?)
These plans do qualify for "Preexisting Credit", and Continual Credit when you apply for a permanent Major Medical plan.
They also have a unique feature, which has a "No Deductible" benefit for Urgent Care Centers ( there would be a $50 Copay, and than they pay 80% of your Urgent Care center bill!! The plan also includes a Rx Card, and the Coinsurance, or 'maximum out of Pocket" is only $1000 ( 20% of the next $5000, than 100%)
Please click the link below to get to my website, view the plans, and apply, if you wish. ( There are very few Underwriting Questions)
https://www.worldtrips.com/quotes/stm/secure/AgentGateway.aspx?agentid=23733-0005
To save time, you can do this application yourself, or I will be more than glad to do it for you over the phone,or in a meeting.
Thank you for your business.
Neal Muhlberg
Integra Health Insurance Group
303 499 2735
303 478 3606-cell |
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Did you know that our service is free to you?
 In Colorado, Health insurance premiums are determined by the health insurance company and regulated by the Division of Insurance. These premiums would be the same if you were to purchase your medical insurance directly from the insurance company or another agency. Simply said, no one can offer a lower premium than Integra Insurance and there is no additional fee for our services.
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If you need to have a Major Medical plan that can be in effect the next day after the simple, short, application is submitted! ( up to 6 months, with the option to renew for an additional 6 months), than these Short Term "Amigo" plans, underwritten by HCC Life Insurance Company are the answer! Plus, they include a no deductible $50 copay benefit for "Urgent Care" facilities!!
They are very affordable, and can qualify for continual coverage credit, so you don't have to loose any "Pre existing credit"!
Health Savings Accounts
As premium costs continue to rise Health Savings Accounts are becoming increasingly popular for both business and individuals. Health Savings Accounts enable you to combine a low-cost high-deductible health insurance policy with a savings account. Funds that are deposited into the savings account by either the employer or individual are tax-deductible to the individual. These HSA funds can be used to pay medical expenses and other related health and dental expenses that might not otherwise be covered by the health policy. The low HSA premiums combined with the tax savings results in a very low net cost for your health insurance policy and therefore recommended in many cases. |
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Some of Our Providers
Here is a list of some of the Insurance providers we represent. Click on the names to go to pages about each provider and access quotes and sign up forms. Remember, under Colorado Law, the price must be the same whether we represent you or you pay the company directly -- Our advice and Service is completely FREE to you!
Anthem Blue Cross Blue Shield
Golden Rule (United Healthcare)
Humana One
Accident Coverage
World Insurance Company
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